There are numerous situations that could occur that may make you wish you had travel health insurance. For those reasons, travel health insurance has become much more popular, and it’s also become much more complicated.
Because of your options for travel health insurance, you can customize a plan that works best for you. These plans have become quite expansive, and they allow you to pinpoint any issues that you foresee.
These are all the different types of insurances that are offered in most travel health insurance plans:
- Travel insurance – Travel insurance is a type of trip protection that will cover any cancellations or other occurrences that could leave you out of pocket. Travel insurance can cover a variety of things from flight and cruise cancellations to baggage loss. Some forms of it may also cover death. It is probably the most common type of travel health insurance.
- Flight accident insurance – Similarly to travel insurance, flight accident insurance covers death, but it can also cover the loss of a limb or your eyesight or hearing. It will pay out a large sum of money to you or your beneficiary.
- Rental car insurance – This insurance is usually sold per vehicle, so multiple drivers will not bring up the cost of it. Similarly to vehicle insurance, rental car insurance carries a deductible and covers all repairs and injuries that may occur when driving a rental car.
- Emergency Evacuation Insurance – This will cover any injuries that require a person to be evacuated to another medical facility. It covers the cost of transportation.
- Visa Insurance – Visa insurance can cover many different countries, so make sure the area you are travelling to is covered before making your purchase. The visa insurance will cover any issues that come up with your visa.
- U.S. visitor insurance – Because medical care in the United States can become very expensive if you’re uninsured, you can purchase medical insurance for any travels to the United States. Many other countries offer a similar package specifically to their countries, so if you’re going to be staying in only one country, you may want to look into that type of travel insurance.